Ind Advantage

Indian Bank aims to give its customers the utmost benefit in their banking experience with Ind Advantage. Through this loyalty program, our valued patrons can receive gifts, discounts, offers, and much more.

Use your Indian Bank Debit Card for shopping, dining and paying bills to collect the maximum amount of Ind Advantage Points. These Ind Advantage Points can be redeemed to get products and services for free or at a lower price. You can also earn Ind Advantage Points for your everyday Debit Card, Internet Banking and Mobile Banking transactions.

How to earn Reward Points?

With Ind Advantage, you earn Reward Points every time you use your Indian Bank Debit Card and Internet or Mobile Banking services for in-store buys, online purchases and utility bill payments.

You can earn Extra Reward Points by using your Indian Bank Debit Card to make payments at Max Get More partner stores (online or offline) such as: Lifestyle, Malabar Jewellers, Trends, Vishal Mega Mart, Monginis, United Colours of Benetton, PNG Jewellers and 85+ other brands are Max Get More partners. To see the entire list click here.

What is the points earning structure?

Debit Card

S.No Transaction Rewards
1 First transaction during first month of Debit Card issuance on POS / eCom / BQR / Paywave etc. 50 Bonus Points
2 Second transaction during first month of Debit Card issuance on POS / eCom / BQR / Paywave etc. 50 Bonus Points
3 Transactions on POS/eCom/BQR/Paywave etc.
  • 1 point per Rs 200 for spend up to Rs 10,000
  • 1.5 points per Rs 200 for spends from Rs. 10,001 to 30,000 (Bonus 0.5 Ind Advantage Point only applicable on amount spent from Rs. 10,001/- to Rs. 30,000/-)
  • 2 points per Rs 200 for spends worth Rs. 30,001 and above (Bonus 1 Ind Advantage Point only applicable on amount spent above Rs 30,001/-)
4 Birthday Month Offer 2x points for debit transactions made in birthday month

Internet Banking

S.No Transaction Points Upper Limit
1 Successful Registration 50 Bonus Points One Time
2 Transactions made for amount greater than equal to ₹500 10 Point per transaction Capping of 50 points per month

Mobile Banking

S.No Transaction Points Upper Limit
1 Successful Registration 50 Bonus Points One Time
2 Transactions made for amount greater than or equal to ₹500 10 Point per transaction Capping of 50 points per month

Where can I redeem my Ind Advantage Points?

  • You can redeem your accumulated Ind Advantage Points at https://www.indadvantage.com/ for exciting products & services across categories such as – airline tickets, movie tickets, hotel bookings, mobile/DTH recharge, merchandise, more. New products and services are regularly added to provide a better redemption experience.
  • You can also redeem your Ind Advantage Points across Max Get More partner stores, ranging from apparel and electronics to jewellery and hotels.
  • You must have a minimum of 500 Ind Advantage Points in your account for the first redemption through Ind Advantage Points. For further redemption, there is no minimum Ind Advantage Points requirement.
  • Only the primary card holder is eligible to redeem Ind Advantage Points.
  • Each Ind Advantage Point is worth ₹0.25.

When do my Ind Advantage Points Expire?

Ind Advantage Points are valid for 2 years excluding the month of accrual. After 2 years, these Ind Advantage Points will expire and cannot be used for redemption.

How do I become a member of Ind Advantage?

As an Indian Bank Debit Card holder, you are automatically enrolled into the Ind Advantage Program and earn Ind Advantage Points on your Debit Card spends as well as on your Internet Banking, & Mobile Banking.

You can redeem your accrued Ind Advantage Points on https://www.indadvantage.com/ by registering and activating your Ind Advantage account.

Max Get More Benefits

If you choose to use your Indian Bank Debit Card at the wide network of 8000+ popular Max Get More Partner Stores, you get the benefit of earning additional Reward Points. You can even redeem your Reward Points at these Max Get More Partner Stores. To know more visit: https://www.maxgetmore.com

To learn about Ind Advantage, you can:

Call Customer Care on 1800-258-8015
Customer Care Timings 9AM to 6PM (Monday to Saturday).
Write to us at support@indadvantage.com